Transparent Loans for Every Personal & Business Goal
All facilities are repaid via monthly payroll deduction with zero physical collateral requirements for personal facilities. Regulated under Central Bank of Kenya guidelines.
Employee Salary Advance
Short-term credit for qualifying employees of partner organisations, repaid through employer salary check-off.
- Disbursement direct to M-Pesa B2C or your bank account
- No security or physical collateral required
Salary Secured Smartphone Financing
Own an approved smartphone—starting with selected Vivo models—repaid through salary check-off over 3 to 6 months
- Financing for approved smartphones, beginning with selected Vivo models
- Repayment through salary deduction over 3, 4, 5 or 6 months
Motor Vehicle Logbook Loans
Fast emergency cash secured by your vehicle logbook—you keep driving your vehicle while you repay
- Emergency financing secured by your vehicle logbook
- Keep using your vehicle throughout the loan period
Small Business Loan
Working capital, stock and equipment financing for registered micro and small enterprises
- Flexible use of funds for working capital, stock or business equipment
- Interest charged on a reducing balance
Priority Pass — Corporate Employees & Civil Servants
Priority-processed check-off credit for permanent corporate employees and civil servants, repaid through payroll deduction
- Priority application handling
- Repayment through payroll check-off deduction
Chattel-Secured Loan
Unlock credit against movable assets you own—machinery, equipment or household goods—while you keep using them
- Keep and continue using your asset while you repay
- Security interest registered at the Collateral Registry