Employee Salary Advance
Short-term credit for qualifying employees of partner organisations, repaid through employer salary check-off.
Monthly Interest3.5% p.m.(Flat Rate)
Borrowing LimitUp to Ksh 100,000Min: Ksh 5,000
Repayment Tenure1 to 3 MoPayroll Check-Off
Overview & Purpose
Short-term credit for qualifying employees of partner organisations, repaid through employer salary check-off. Intended for urgent personal and household needs. Eligibility, amount, tenure and total cost remain subject to affordability assessment and Betasoft's approved tariff.
Who This Loan Is For
- Employees of partner institutions needing short-term cash before payday
- Staff facing unexpected utility, transport, or family emergency expenses
- Anyone seeking an ethical alternative to aggressive digital mobile apps
Product Features & Benefits
- Disbursement direct to M-Pesa B2C or your bank account
- No security or physical collateral required
- No penalty for early settlement before month-end
- Transparent fee structure with zero hidden renewal fees
Mandatory Eligibility & Documentation
Active employment with a registered Betasoft partner employer
Copy of National ID card (both sides)
Latest 1 month certified payslip showing positive net take-home
Staff ID or badge verification