Small Business Loan
Working capital, stock and equipment financing for registered micro and small enterprises
Monthly Interest3% p.m.(Reducing)
Borrowing LimitUp to Ksh 1,000,000Min: Ksh 50,000
Repayment Tenure3 to 12 MoPayroll Check-Off
Overview & Purpose
Financing for registered micro and small enterprises to fund working capital, stock purchases and business equipment. Repayment is structured in monthly instalments aligned to business cash flow, with interest charged on a reducing balance. The loan amount is based on an assessment of the business's trading history and its ability to repay. Eligibility, amount, tenure and total cost remain subject to business assessment, affordability and Betasoft's approved tariff.
Who This Loan Is For
- Owners of registered micro and small enterprises needing working capital or stock
- Traders and retailers with steady, verifiable business cash flow
- Businesses purchasing equipment to grow capacity or productivity
Product Features & Benefits
- Flexible use of funds for working capital, stock or business equipment
- Interest charged on a reducing balance
- No penalty for early settlement
- Monthly repayment via M-Pesa or bank standing order
Mandatory Eligibility & Documentation
Business registration certificate or valid single business permit
Copy of National ID card (both sides)
Latest 6 months business bank or M-Pesa statements
KRA PIN certificate